Drive with Confidence
Auto Insurance
Your Car, Our Priority
Hit the Road with Peace of Mind
At Bodiford Insurance Agency, we know that your car is more than just a way to get from point A to point B—it's an essential part of your daily life. Our auto insurance options are designed to keep you protected on every journey, whether it's your daily commute or a weekend road trip. With our range of coverage options, you can drive with confidence, knowing you're covered in case of accidents, theft, or other unexpected events. Let us help you find the right auto insurance to suit your needs and lifestyle.
Ways We Help
We’re here to simplify your auto insurance experience with tailored solutions that fit your driving habits and budget. Here’s how we can assist:
Liability Coverage
Covers damages and injuries you cause to others in an accident, including legal fees if you’re sued.
Collision Coverage
Pays for repairs or replacement of your car if you’re involved in a collision, regardless of who is at fault.
Comprehensive Coverage
Protects against non-collision-related incidents, such as theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist Coverage
Provides protection if you’re hit by a driver who doesn’t have enough insurance or none at all.
Medical Payments Coverage
Covers medical expenses for you and your passengers after an accident, regardless of fault.
Roadside Assistance
Offers help with breakdowns, flat tires, and other roadside emergencies to keep you on the go.
Frequently Asked Questions
What factors affect my auto insurance premium?
Your premium can be influenced by factors such as your driving record, the make and model of your vehicle, your location, and your coverage options.
Do I need auto insurance if I don’t drive much?
Yes, even if you drive infrequently, you still need insurance to comply with state laws and to protect yourself in case of accidents.
What should I do if I have an accident?
Ensure everyone’s safety first, then exchange information with the other party, document the scene, and contact your insurance provider to report the claim.
Can I add multiple cars to one policy?
Yes, most insurance providers offer multi-car policies that can save you money and simplify your coverage.
How can I lower my auto insurance premium?
You can reduce your premium by maintaining a clean driving record, increasing your deductibles, and taking advantage of discounts for safe driving or bundling with other insurance policies.